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The Future Of Long Term Care

Posted on January 21, 2008 - Filed Under Business | Leave a Comment

The baby boom generation—born between 1946 and 1964—is bearing down on America’s retirement programs like a pre-climate change glacier. More than 78 million strong, the baby boom seems destined to crush every social program in its path. It cannot be stopped. Only a mixture of government and private solutions, such as private long term care insurance, can avert the coming disaster.

Today, with the baby boomers still in the work force, there are 3.3 wage earners for each person collecting Social Security benefits. That number will shrink as the baby boomers retire and begin collecting Social Security benefits. By 2031, there will be only 2.1 wage earners for each Social Security beneficiary.

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Long Term Care Insurance - Making Sure You Get The Best Price/value

Posted on January 18, 2008 - Filed Under Business | Leave a Comment

You have to ensure you get the very best price and value for your long term care insurance policy. There are features you need to look out for. There are things you need to take care of. Thereafter, we’ll talk about a few ways to save big in long term care insurance…

First, let’s deal with features to look out for…

1) Look for a guaranteed renewal. With this feature your insurer cannot cancel your policy or refuse to renew it because you’ve grown too old or have some form of physical or mental deterioration.

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Long Term Care Insurance - The Easy Way To For It Now

Posted on January 6, 2008 - Filed Under Business | Leave a Comment

The importance of long term care insurance (for those who need it) cannot be overemphasized. As good and as important as it is, it introduces an additional strain on our budget. You don’t want to even imagine the greater pains that could result if you don’t have it and then end up needing long term care. Here’s a breather: You can get long term care insurance without exceeding your current insurance budget.

I’ve taken for granted that you already have auto, home, health and life insurance policies. For those who fit the bill, here’s how to do it…

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